TruckRouteInsurance is owned by an individual and built for hotshot carriers who want quotes. The site is no insurer and no agency, so coverage is never sold, underwritten or bound here.
Licensed agents and partners who write hotshot operations may reach out after a request. Their insurers make the coverage and pricing decisions.
Federal and state rules shift over time. Explanations here are general; FMCSA, your state and your policy are what govern your rig.
Why hotshot
Hotshot sits between pickup owners and tractor-trailer fleets. Drivers are often told either that a pickup does not need commercial coverage or that hotshot is just like trucking. Neither is quite right. These pages cover the weight thresholds, filings and cargo questions that apply to medium-duty combinations.
Straight talk only
You will find no premium averages, insurer rankings or approval guarantees here. Each hotshot operation is underwritten on its own record and equipment.
Who the site is for
Hotshot owner-operators, drivers leased to carriers, small fleets with a few pickups and trailers, and people researching hotshot as a business. If you are weighing whether to get your own authority, the federal rules page is a good place to start.
Your request and your privacy
Hotshot requests are passed only to recipients named in our privacy policy. Ask and we stop contact.
If something looks off
Regulations get amended. Where a page here differs from current FMCSA text, follow the regulation and ask your agent how it affects coverage on your rig and loads.
What we stand for
Sized for hotshot
Not a car, not a semi.
No fluff
No averages or rankings.
Tight sharing
Only as the privacy policy explains.