How a Hotshot Request Works
A short form, then a conversation with someone licensed to quote it.
Hotshot insurance request
Pickup and trailer combinations. Free.
Describe your rig
Truck, trailer, loads and status.
Talk with an agent
A licensed agent or partner may follow up about experience.
Compare quotes
Liability, cargo, physical damage and terms.
Start coverage
Filings, certificates and ID cards.
Keep these handy
- Truck and trailer VINs and weight ratings
- CDL or license details and experience
- USDOT and MC numbers if assigned
- Typical commodities and radius
- Lender details if financed
Know your weight ratings
Have the gross vehicle weight rating of the truck and trailer, and the gross combination weight rating, ready. They decide which rules apply and help the agent quote the right coverage and filings.
Describe the freight honestly
Equipment, vehicles, oilfield parts and building materials each carry different cargo risks. Tell the agent what you haul most and what you might occasionally take, so the cargo policy does not exclude your loads.
Experience counts
Insurers weigh commercial driving experience heavily. Note any history with another carrier, towing or similar work. If you are new, ask what would improve your options over time.
Free quote, no hook
A hotshot quote request is free, and you can turn down any offer.
Broker requirements
Many hotshot loads come through brokers and load boards, and brokers set their own insurance requirements: liability limits, cargo limits, and sometimes how many years the authority has been active. Collect the requirements from the brokers you want to work with and share them with the agent, so the policy you buy opens the doors you need.
After coverage starts, ask the agent how to request certificates quickly, since brokers often need one before they release a load.
Renewals
Review your rig list and loads before each renewal.
Running hotshot loads?
Tell us about your truck, trailer and freight. A licensed agent or partner may contact you about coverage for your rig.